It's the time of year when people are penning resolutions. Here's an astounding one:

I resolve to save 50% of my net income to invest in myself and my family.

-- Charles Hugh Smith

Instead of saving, spin the resolution to mean investing 50% of NI in your family each year. What would you do?

Hire a(nother) tutor? Buy more books? Set up a real lab/workspace?

In general, what would improve your life?