After having been through a school where I received written evaluations of my performance, letter grades just feel flat and worthless. The only good thing about the BUS501 exam was that I boxed my answers (drew a box around the solution, in order to call attention to it), and it really does make your exam look good. Although, that's not really portable outside of math and the hard sciences.
Freddie Mac is a federally sponsored corporation that buys home mortgages, Fannie Mae is the other major government sponsored corporation that help maintain a liquid secondary market for mortgages.
My big question is how can I write a loan for sale to either FM. Disintermediating the locals and gaining access to the secondary market should save me a bunch of money. If Dan The Mortgage Man can do it, ....