You can look up the financial accounting statements of your credit union at 
the <a href="http://www.ncua.gov/indexdata.html">NCUA</a> site. PSECU's 
charter number is 64131, and it appears that they keep a large portion of 
the mortgages they lend. To understand how they hedge against the interest
rate risk inherent in holding billions of dollars, I wrote PSECU's president
via their annoying webmail (times out after 10 minutes without any indication
of how much time is left in the session). We'll see what happens. 

<p>
Here are two recipes for cherry licorice:<br>
<pre>
 4 envelopes gelatine
 3 envelopes diet cherry Jell-O(R)
 4 c water
 2 tsp. (or more) anise extract

Soften unflavored gelatine in 1/2 cup cold water. Bring remaining water to boil
and dissolve both gelatins in the boiling water. Add flavoring and pour into 9
x 13-inch pan. Refrigerate. 

 2 envelopes unflavored gelatin
 3 pkgs cherry gelatin
 4 cups cherry soda
 2 tsp anise extract
       

Soften gelatin in 1/2 cup of cherry soda. Bring rest to boil and dissolve
gelatin. Add flavoring and pour in 9x13 pan. Refrigerate. 

</pre>
<p>