You can look up the financial accounting statements of your credit union at the NCUA site. PSECU's charter number is 64131, and it appears that they keep a large portion of the mortgages they lend. To understand how they hedge against the interest rate risk inherent in holding billions of dollars, I wrote PSECU's president via their annoying webmail (times out after 10 minutes without any indication of how much time is left in the session). We'll see what happens.

Here are two recipes for cherry licorice:

 4 envelopes gelatine
 3 envelopes diet cherry Jell-O(R)
 4 c water
 2 tsp. (or more) anise extract

Soften unflavored gelatine in 1/2 cup cold water. Bring remaining water to boil
and dissolve both gelatins in the boiling water. Add flavoring and pour into 9
x 13-inch pan. Refrigerate. 

 2 envelopes unflavored gelatin
 3 pkgs cherry gelatin
 4 cups cherry soda
 2 tsp anise extract

Soften gelatin in 1/2 cup of cherry soda. Bring rest to boil and dissolve
gelatin. Add flavoring and pour in 9x13 pan. Refrigerate.